Personal Solutions
From the most basic coverage protecting your assets and finances to a range of flexible and innovative solutions for today’s changing needs, Sanger & Altgelt delivers customized personal insurance with our hallmark principles of integrity and confidence, service, and responsive claims assistance. A growing number of families in Texas and beyond are turning to Sanger & Altgelt to insure their homes and automobiles, learn about enhanced safety practices, secure their families’ futures, and protect them from cyber-crimes and identity theft. Talk to one of our personal insurance specialists today to discover the benefits of a service-centered approach and start planning a package that fits your personal risk profile.
Homeowner & Umbrella
We provide professional valuation and consultation to create a personalized solution, protecting your belongings, family, home, and all who enter it. Personalized umbrella policies provide additional coverage above the limits of existing home and auto policies, protecting assets like college savings and future earnings in the event of liabilities due to lawsuits, accidents, and other claims.
Automotive
We offer full-coverage solutions for peace of mind behind the wheel, from injury and property damage to medical expenses, uninsured driver, comprehensive, collision, and towing and labor. Our goal is to provide an attentive and prompt resolution of accident claims to calm your mind and put your life back on solid footing as soon as possible.
Individual & Life
Nothing provides more peace of mind than knowing you have a personalized plan for life, disability, and long-term care coverage. Our specialists will help assess your needs, determine appropriate coverage amounts, and choose the right types of insurance.
Loss Control
Insurance loss control is a set of risk management practices designed to reduce the likelihood of accidents, losses and claims. You’ll benefit from a team of consultants who can help identify risks and use training, planning and technology to reduce them. From anti-theft measures and safety protocols to storm preparedness, our loss control insights can keep your family safe and lower your premiums over time.
Cyber Security
Unfortunately, in today’s wired world your computers, phones and smart home devices are all vulnerable to attacks. Risks run from the personal catastrophe of identity theft to online fraud, and even the loss of critical data. Our personal cyber insurance covers you for the financial costs of identity theft, fraudulent charges, and other liabilities resulting from cyber-crime or compromised computer systems.
Travel Risk
If you are planning a major vacation or travel frequently either domestically or internationally, we can help you be prepared for mishaps like canceled tours, stolen baggage, and rental car accidents. Depending on your needs and protection limits from your other travel providers, our team can help you choose the right trip cancellation coverage, baggage coverage, or even flight accident coverage. Policies are available for single, multiple, and yearly travel, and we can even help with emergency services like replacing lost passports or cash wire assistance. Now that’s peace of mind.
Farm & Ranch
As one of the largest farm & ranch insurers in the state of Texas, we bring an experienced, thorough, and creative approach to protecting your land, buildings, crops, and other assets. Our specialists will carefully assess your unique exposure profile, then build a customized suite of coverages to ensure your investment and your livelihood are secure. Whether you need a policy that includes your home, coverage for machinery and tools, livestock and crop protection, liability coverage, or all of the above, we have the right solution for you.