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Personal Solutions

Homeowner & Umbrella
Insurance

Personal

Business

Protecting your home and personal assets is essential to maintaining financial stability and peace of mind. Sanger & Altgelt offers customized Homeowner and Umbrella Insurance solutions designed to safeguard your property, personal belongings, and future. Whether facing property damage, liability claims, or unexpected accidents, our policies provide reliable coverage tailored to your needs.

Comprehensive Home Insurance Coverage

Our homeowner insurance policies provide essential protection, including:

  • Home & Property Protection – Coverage for damage caused by fire, theft, storms, and natural disasters.
  • Liability Insurance – Financial protection if someone is injured on your property or if you are held responsible for damages.
  • Personal Belongings Coverage – Protection for valuable items such as fine arts, jewelry, and furniture.
  • Additional Living Expenses – Coverage for hotel stays, meals, and temporary housing if your home becomes uninhabitable.

What is Umbrella Insurance?

Umbrella insurance provides an extra layer of liability coverage beyond the limits of your home and auto policies. This additional protection helps safeguard your assets, including:

  • Lawsuits & Legal Fees – Coverage for legal expenses and settlements from personal liability claims.
  • Auto & Home Liability Extension – Additional coverage for injuries or property damage beyond standard insurance limits.
  • Asset Protection – Helps shield personal wealth, college savings, and future earnings from unexpected claims.

Why Choose Sanger & Altgelt?

With decades of experience in the insurance industry, we offer personalized solutions tailored to your specific needs. Our team is committed to helping you navigate policy options, ensuring you have the right level of coverage to protect what matters most.

Reliable Claims Support & Client Service

Filing a claim can be stressful, but our team makes the process seamless. We provide prompt assistance and guidance to help you recover quickly and move forward with confidence.

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Complete coverage for your home and assets

Contact us to explore tailored solutions that fit your needs and put the right protection in place for your home and future.

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